Fraud Awareness Week: Tips to protect yourself
November 16th marks the beginning of International Fraud Awareness Week, an opportunity to educate consumers about cybercrime and other fraud-related issues.
Here's some fraud prevention tips provided by a press release from Old National Bancorp:1. Mobile Banking Precautions
Log off of your Mobile Banking session when finished and close your browser.
Do not use the Password Save or Auto Complete function in your browser.
Do not save your user ID or password on your phone and don't share them with anyone.
Do not use your mobile device to connect to unsecure networks.
Protect your device against theft and/or use by others.
Use anti-virus/anti-malware software on your mobile device.
2. Social Media Tips
Do not choose usernames and passwords that are the same or similar to ones you use to access your online banking.
Never share personal information such as user IDs, PINs and account numbers.
Never include information that can help thieves steal your identity, such as your address, phone number or even employment information.
Always use privacy settings to limit access to your information, but realize that information posted on social media sites is permanent and may still be accessible.
Never announce on social media sites when you will be out of town.
3. Monitor Your Account Information
Look over your bank statements as soon as they arrive.
Regularly review your credit report for suspicious inquiries, unexplained accounts, incorrect balances and typos. You are entitled to one free credit report per year from each major consumer reporting agency - Experian, Trans Union and Equifax - under the federal Fair Credit Reporting Act. To order your free reports, go to the official site www.annualcreditreport.com or call 1-877-322-8228. Avoid companies that ask you to pay for a copy of your credit reports.