Most Michigan health insurers will not charge patients for COVID-19 care

LANSING, Mich.— The state of Michigan has received agreements from most of the state’s health insurance companies to waive cost-sharing, which includes co-pays, deductibles, and coinsurance, for COVID-19 testing and treatment, according to the Michigan Department of Insurance and Financial Services (DIFS).

The insurers who have agreed to waive cost-sharing are:

  • Aetna Better Health of Michigan
  • Blue Cross Blue Shield of Michigan, Blue Care Network, MI Blue Cross Complete
  • HAP, Alliance Health
  • Humana Insurance
  • McLaren Health Plan
  • Meridian Health Plan
  • Molina Healthcare Michigan
  • Physicians Health Plan (PHP)
  • Priority Health, Priority Health Insurance Co., Priority Health Choice, Total Health Care
  • United Healthcare Insurance, United Healthcare Community Plan

The above insurance providers’ health plans will not cost-share for coronavirus-related medical treatment, including primary care visits, laboratory testing, emergency room visits, and ambulance services.

According to the DIFS, the providers will also waive cost-sharing for FDA-approved medications and vaccines for COVID-19 when they become available.

Patients should contact their insurance provider directly for specific information about cost of care, DIFS said.

As of Friday morning, there were 1,076 coronavirus-related deaths in Michigan. Over 21,500 people in the state had tested positive for the virus. 

As of April 3, 56 people had reportedly recovered from coronavirus in Michigan.

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