NATIONAL — Swiping your card at the store might cost you extra. Stores can can low legally charge you more money for using a credit card. It is apart of a settlement between VISA, Mastercard and nine banks. 

Merchants can now pass on fees the credit issuers make them pay. 

That means that customers can  be charged more if they use a credit card to make the purchase.

There is a way to know if your neighborhood store will make you pay more. The store must clearly disclose the surcharge.

The fee does not apply to debit transactions. 

Experts said that the mom and pop stores are more likely to charge the fees.